Dr. Ian J. Stafrace LL.D. – Chairman Mr Joseph Azzoppardi FCCA, FIA, CPA, MBA (Warwick) Dr. Nicholas Valenzia LL.D. , Dr. Kristy Debono, Mr Robert Ducker B.Sc. (Hons) Financial Services (UMIST), ACIB,  Mr. Franklin Schembri B.Com.(Melit.), M.Accty.(Melit.), MIA, CPA e-mail: [email protected]